{"id":180,"date":"2024-07-28T20:12:40","date_gmt":"2024-07-28T11:12:40","guid":{"rendered":"https:\/\/modamai.kr\/?p=180"},"modified":"2024-07-29T22:00:10","modified_gmt":"2024-07-29T13:00:10","slug":"%ed%87%b4%ec%a7%81%ea%b8%88-irp%ec%9c%bc%eb%a1%9c-%ec%a3%bd%ec%9d%84%eb%95%8c%ea%b9%8c%ec%a7%80-%eb%8f%88-%eb%b0%9b%eb%8a%94-%eb%b0%a9%eb%b2%95","status":"publish","type":"post","link":"https:\/\/modamai.kr\/?p=180","title":{"rendered":"\ud1f4\uc9c1\uae08 IRP\uc73c\ub85c \uc8fd\uc744\ub54c\uae4c\uc9c0 \ub3c8 \ubc1b\ub294 \ubc29\ubc95"},"content":{"rendered":"<figure class=\"wp-block-post-featured-image\"><img loading=\"lazy\" decoding=\"async\" width=\"1080\" height=\"1080\" src=\"https:\/\/modamai.kr\/wp-content\/uploads\/2024\/07\/\uc81c\ubaa9\uc744-\uc785\ub825\ud574\uc8fc\uc138\uc694_-001-5.jpg\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"\ud1f4\uc9c1\uae08 IRP\uc73c\ub85c \uc8fd\uc744\ub54c\uae4c\uc9c0 \ub3c8 \ubc1b\ub294 \ubc29\ubc95\" title=\"\ud1f4\uc9c1\uae08 IRP\uc73c\ub85c \uc8fd\uc744\ub54c\uae4c\uc9c0 \ub3c8 \ubc1b\ub294 \ubc29\ubc95\" style=\"object-fit:cover;\" srcset=\"https:\/\/modamai.kr\/wp-content\/uploads\/2024\/07\/\uc81c\ubaa9\uc744-\uc785\ub825\ud574\uc8fc\uc138\uc694_-001-5.jpg 1080w, https:\/\/modamai.kr\/wp-content\/uploads\/2024\/07\/\uc81c\ubaa9\uc744-\uc785\ub825\ud574\uc8fc\uc138\uc694_-001-5-150x150.jpg 150w, https:\/\/modamai.kr\/wp-content\/uploads\/2024\/07\/\uc81c\ubaa9\uc744-\uc785\ub825\ud574\uc8fc\uc138\uc694_-001-5-1024x1024.jpg 1024w, https:\/\/modamai.kr\/wp-content\/uploads\/2024\/07\/\uc81c\ubaa9\uc744-\uc785\ub825\ud574\uc8fc\uc138\uc694_-001-5-50x50.jpg 50w, https:\/\/modamai.kr\/wp-content\/uploads\/2024\/07\/\uc81c\ubaa9\uc744-\uc785\ub825\ud574\uc8fc\uc138\uc694_-001-5-768x768.jpg 768w\" sizes=\"auto, (max-width: 1080px) 100vw, 1080px\" \/><\/figure>\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/modamai.kr\/wp-content\/uploads\/2024\/07\/\uc81c\ubaa9\uc744-\uc785\ub825\ud574\uc8fc\uc138\uc694_-001-5-1024x1024.jpg\" alt=\"\" class=\"wp-image-182\" style=\"width:334px;height:auto\" srcset=\"https:\/\/modamai.kr\/wp-content\/uploads\/2024\/07\/\uc81c\ubaa9\uc744-\uc785\ub825\ud574\uc8fc\uc138\uc694_-001-5-1024x1024.jpg 1024w, https:\/\/modamai.kr\/wp-content\/uploads\/2024\/07\/\uc81c\ubaa9\uc744-\uc785\ub825\ud574\uc8fc\uc138\uc694_-001-5-150x150.jpg 150w, https:\/\/modamai.kr\/wp-content\/uploads\/2024\/07\/\uc81c\ubaa9\uc744-\uc785\ub825\ud574\uc8fc\uc138\uc694_-001-5-50x50.jpg 50w, https:\/\/modamai.kr\/wp-content\/uploads\/2024\/07\/\uc81c\ubaa9\uc744-\uc785\ub825\ud574\uc8fc\uc138\uc694_-001-5-768x768.jpg 768w, https:\/\/modamai.kr\/wp-content\/uploads\/2024\/07\/\uc81c\ubaa9\uc744-\uc785\ub825\ud574\uc8fc\uc138\uc694_-001-5.jpg 1080w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">\ud1f4\uc9c1\uc5f0\uae08 IRP\uad00\ub828 \uc774\ubbf8\uc9c0<\/figcaption><\/figure>\n<\/div>\n\n\n<pre class=\"wp-block-preformatted\">\ud1f4\uc9c1\uc5f0\uae08(IRP, Individual Retirement Pension)\uc774\ub780 \ud55c\uad6d\uc758 \ud1f4\uc9c1\uc5f0\uae08 \uc81c\ub3c4 \uc911 \ud558\ub098\ub85c, \uadfc\ub85c\uc790\uac00 \uc740\ud1f4\ub97c \ud558\uace0\ub098\uc11c \uc0dd\ud65c \uc548\uc815\uc744 \uc704\ud574 \ud1f4\uc9c1\uae08\uacfc \ucd94\uac00\ub0a9\uc785\uc744 \uc6b4\uc6a9\ud558\uc5ec 55\uc138 \uc774\ud6c4\ubd80\ud130 \uc5f0\uae08\ucc98\ub7fc \ubc1b\uc744 \uc218 \uc788\ub294 \uc81c\ub3c4\uc785\ub2c8\ub2e4. \ud2b9\ud788, IRP\ub294 \uac1c\uc778\uc758 \uae08\uc735 \uc790\uc0b0\uc744 \uc7a5\uae30\uc801\uc73c\ub85c \uad00\ub9ac\ud558\uba74\uc11c \uc0ac\uc6a9\ud560 \uc218 \uc788\ub294 \uc720\uc6a9\ud55c \ub3c4\uad6c\uc785\ub2c8\ub2e4. \uc774 \ube14\ub85c\uadf8\uc5d0\uc11c\ub294 \ud1f4\uc9c1\uae08 IRP\uc758 \uac1c\ub150, \ud61c\ud0dd, \uac1c\uc124 \ubc29\ubc95\uc5d0 \ub300\ud574 \uc790\uc138\ud788 \uc54c\ub824\ub4dc\ub9ac\ub3c4\ub85d \ud558\uaca0\uc2b5\ub2c8\ub2e4.<\/pre>\n\n\n\n<h2 class=\"wp-block-heading\">\ud1f4\uc9c1\uae08 IRP\ub780 \ubb34\uc5c7\uc778\uac00?<\/h2>\n\n\n\n<p>\ud1f4\uc9c1\uae08 IRP(Individual Retirement Pension)\ub294 \uadfc\ub85c\uc790\uac00 \ud1f4\uc9c1\uae08\uc744 \uae08\ubc29 \uc18c\uc9c4\ud558\uc9c0 \uc54a\uace0 \uc7a5\uae30\uc801\uc73c\ub85c \ud22c\uc790 \uc0c1\ud488\uc744 \ud1b5\ud574 \uc6b4\uc6a9\ud558\uc5ec \ub178\ud6c4 \uc790\uae08\uc744 \uc900\ube44\ud560 \uc218 \uc788\ub3c4\ub85d \ud558\ub294 \uc81c\ub3c4\uc774\ub2e4. \uc774\ub294 \ud1f4\uc9c1 \ud6c4\uc5d0\ub3c4 \uc548\uc815\uc801\uc778 \uc0dd\ud65c\uc744 \uc720\uc9c0\ud560 \uc218 \uc788\ub3c4\ub85d \ub3c4\uc640\uc8fc\uace0 \uc694\uc998\uc5d0\ub294 \uc758\ubb34\ub85c IRP\uacc4\uc88c\ub97c \uc758\ubb34\ub85c \ubc1b\ub294 \ud68c\uc0ac\ub4e4\ub3c4 \ub9ce\uc544\uc84c\uc2b5\ub2c8\ub2e4. \uadf8\ub9ac\uace0 IRP\ub294 \ub2e4\uc591\ud55c \ud22c\uc790 \uc0c1\ud488\uc5d0 \ud22c\uc790\ud560 \uc218 \uc788\uc5b4, \uac1c\uc778\uc758 \ud22c\uc790 \uc131\ud5a5\uc5d0 \ub530\ub77c \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \uad6c\uc131\ud560 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<h3 class=\"wp-block-heading\">IRP\uc758 \uc8fc\uc694 \ud2b9\uc9d5<\/h3>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>\uac1c\uc778 \ud1f4\uc9c1 \uacc4\uc88c<\/strong>: \uadfc\ub85c\uc790\uac00 \uc9c1\uc811 \uad00\ub9ac\ud558\ub294 \ud1f4\uc9c1 \uc5f0\uae08 \uacc4\uc88c\ub85c, \uc790\uc2e0\uc758 \ud1f4\uc9c1\uae08\uc744 \uc2a4\uc2a4\ub85c \uc6b4\uc6a9\ud560 \uc218 \uc788\ub2e4.<\/li>\n\n\n\n<li><strong>\ub2e4\uc591\ud55c \ud22c\uc790 \uc0c1\ud488<\/strong>: \uc608\uae08, \ucc44\uad8c, \ud380\ub4dc, ETF \ub4f1&nbsp;<mark>\ub2e4\uc591\ud55c \ud22c\uc790 \uc0c1\ud488\uc5d0 \ud22c\uc790<\/mark>\ud560 \uc218 \uc788\uc5b4 \ubd84\uc0b0 \ud22c\uc790\uc640 \ub9ac\uc2a4\ud06c \uad00\ub9ac\ub97c \ud560 \uc218 \uc788\ub2e4.<\/li>\n\n\n\n<li><strong>\uc138\uc81c \ud61c\ud0dd<\/strong>: IRP\uc5d0 \uc801\ub9bd\ub41c \uae08\uc561\uc5d0 \ub300\ud574&nbsp;<mark>\uc138\uc81c \ud61c\ud0dd<\/mark>\uc744 \ubc1b\uc744 \uc218 \uc788\uace0, \uc138\uae08 \ubd80\ub2f4\uc744 \uc904\uc77c \uc218 \uc788\ub2e4.<\/li>\n<\/ol>\n<\/blockquote>\n\n\n\n<h2 class=\"wp-block-heading\">\ud1f4\uc9c1\uae08 IRP\uc758 \ud61c\ud0dd<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">1. \uc138\uc81c \ud61c\ud0dd<\/h3>\n\n\n\n<p>IRP\uc5d0 \uc801\ub9bd\ub41c \uae08\uc561\uc740&nbsp;<mark>\uc5f0\uac04 \ucd5c\ub300 700\ub9cc\uc6d0\uae4c\uc9c0<\/mark>&nbsp;\uc138\uc561\uacf5\uc81c\ub97c \ubc1b\uc744 \uc218 \uc788\ub2e4. \uc774\ub97c \ud1b5\ud574 \uadfc\ub85c\uc790\ub294 \uc5f0\ub9d0\uc815\uc0b0 \uc2dc \uc18c\ub4dd\uc138 \uc6d0\ucc9c\uc9d5\uc218\ub97c \ub0b4\uc9c0 \uc54a\uace0 \uc138\uae08 \ud61c\ud0dd\uc744 \ubc1b\uc744 \uc218 \uc788\uc73c\uba70, \ub178\ud6c4 \uc790\uae08 \ub9c8\ub828\uc5d0 \ud070 \ub3c4\uc6c0\uc774 \ub41c\ub2e4. \uc27d\uac8c \uc124\uba85\ud574\uc11c \uc138\uae08\uc744 \ub0b4\uc9c0 \uc54a\uace0 IRP\uacc4\uc88c\uc5d0\uc11c \uc790\uae08\uc744 \ub123\ub294 \ubc29\ubc95\uc774\uace0, \uc2ec\uc9c0\uc5b4 55\uc138 \uc774\ud6c4\uc5d0 \ubc1b\uc744 \uacbd\uc6b0\uc5d0\ub294 \uc138\uae08\uc774 \ub354 \uc904\uc5b4\ub4dc\ub294 \ud574\ud0dd\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">2. \uc548\uc815\uc801\uc778 \ub178\ud6c4 \uc900\ube44<\/h3>\n\n\n\n<p>\ud1f4\uc9c1\uae08 IRP\ub294 \uc7a5\uae30\uc801\uc73c\ub85c \uc790\uc0b0\uc744 \uc6b4\uc6a9\ud560 \uc218 \uc788\ub294 \uae30\ud68c\ub97c \uc81c\uacf5\ud55c\ub2e4. IRP\ub294 55\uc138 \uc774\ud6c4 \uc138\uae08\uc744 \ub354\uc6b1\ub354 \ub0ae\ucdb0\uc8fc\uae30 \ub54c\ubb38\uc5d0 \ub178\ud6c4\uc5d0 \ud544\uc694\ud55c \uc790\uae08\uc744 \uc548\uc815\uc801\uc73c\ub85c \ub9c8\ub828\ud560 \uc218 \uc788\ub3c4\ub85d \ub3c4\uc640\uc904 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub2e4\uc591\ud55c \ud22c\uc790 \uc0c1\ud488\uc5d0 \ubd84\uc0b0 \ud22c\uc790\ud560 \uc218 \uc788\uc5b4 \ub9ac\uc2a4\ud06c\ub97c \uc904\uc5ec\uc8fc\uace0, \uc548\uc815\uc801\uc778 \uc218\uc775\uc744 \uae30\ub300\ud560 \uc218 \uc788\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">3. \uc720\uc5f0\ud55c \uc790\uc0b0 \uc6b4\uc6a9<\/h3>\n\n\n\n<p>IRP\ub294 \uc608\uae08, \ud380\ub4dc, \ucc44\uad8c \ub4f1 \ub2e4\uc591\ud55c \uae08\uc735 \uc0c1\ud488\uc5d0 \ud22c\uc790\ud560 \uc218 \uc788\uc5b4\uc11c, \uac1c\uc778\uc758 \ud22c\uc790 \uc131\ud5a5\uacfc \ubaa9\ud45c\uc5d0 \ub9de\uac8c \uc790\uc0b0\uc744 \uc6b4\uc6a9\ud560 \uc218 \uc788\ub2e4. \uc774\ub294 \uac1c\uc778\uc758 \uc7ac\uc815 \uc0c1\ud669\uc5d0 \ub9de\ub294 \ub9de\ucda4\ud615 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \uad6c\uc131\ud560 \uc218 \uc788\uac8c \ud55c\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">4. \ud1f4\uc9c1\uae08 \ubcf4\ud638<\/h3>\n\n\n\n<p>\ud1f4\uc9c1\uae08 IRP\uc5d0 \uc801\ub9bd\ub41c \uc790\uc0b0\uc740 \ubc95\uc801\uc73c\ub85c \ubcf4\ud638\uac00 \ub418\uace0, \ud30c\uc0b0 \ub4f1\uc758 \uc0c1\ud669\uc5d0\uc11c\ub3c4 \uc548\uc804\ud558\uac8c \ubcf4\ud638\ubc1b\uc744 \uc218 \uc788\ub2e4. \ud1f4\uc9c1\uae08\uc744 \uc548\uc815\uc801\uc73c\ub85c \uad00\ub9ac\ud560 \uc218 \uc788\ub2e4\ub294 \ud070 \uc7a5\uc810\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\ud1f4\uc9c1\uae08 IRP \uac1c\uc124 \ubc29\ubc95<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">1. \uae08\uc735 \uae30\uad00 \uc120\ud0dd<\/h3>\n\n\n\n<p>IRP \uacc4\uc88c\ub97c \uac1c\uc124\ud558\ub824\uba74 \uba3c\uc800 \uae08\uc735 \uae30\uad00\uc744 \uc120\ud0dd\ud574\uc57c \ud569\ub2c8\ub2e4. \uc740\ud589, \uc99d\uad8c\uc0ac, \ubcf4\ud5d8\uc0ac \ub4f1 \ub2e4\uc591\ud55c \uae08\uc735 \uae30\uad00\uc5d0\uc11c IRP \uacc4\uc88c\ub97c \uac1c\uc124\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uac01 \uae30\uad00\uc758 \uc218\uc218\ub8cc, \ud22c\uc790 \uc0c1\ud488, \uc11c\ube44\uc2a4 \ub4f1\uc744 \ube44\uad50\ud558\uc5ec \uc790\uc2e0\uc5d0\uac8c \ub9de\ub294 \uae30\uad00\uc744 \uc120\ud0dd\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">2. \uacc4\uc88c \uac1c\uc124 \uc2e0\uccad<\/h3>\n\n\n\n<p>\uae08\uc735 \uae30\uad00\uc744 \uba3c\uc800 \uc120\ud0dd\ud55c \ud6c4,&nbsp;<strong>\ud574\ub2f9 \uae30\uad00\uc758 \uc9c0\uc810<\/strong>(\uc99d\uad8c\uc0ac, \ubcf4\ud5d8\uc0ac, \uc740\ud589)\uc744 \ubc29\ubb38\ud558\uac70\ub098&nbsp;<strong>\uc628\ub77c\uc778<\/strong>\uc744 \ud1b5\ud574 IRP \uacc4\uc88c \uac1c\uc124\uc744 \uc2e0\uccad\ud55c\ub2e4. \uacc4\uc88c \uacc4\uc124\uc744 \uc704\ud574\uc11c \uc2e0\ubd84\uc99d, \uadfc\ub85c \uc18c\ub4dd \uc99d\uba85\uc11c \ub4f1\uc774 \ud544\uc694\ud558\uace0 \uae08\uc735 \uae30\uad00\ub9c8\ub2e4 \uc870\uae08\uc529 \ub2e4\ub97c \uc218 \uc788\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">3. \uc801\ub9bd\uae08 \ub0a9\uc785<\/h3>\n\n\n\n<p>IRP \uacc4\uc88c\ub97c \uac1c\uc124\ud55c \ud6c4, \uc815\uae30\uc801\uc73c\ub85c \uc801\ub9bd\uae08\uc744 \ub0a9\uc785\ud55c\ub2e4. \uc801\ub9bd\uae08(\uc6d4\ubcc4, \ubd84\uae30\ubcc4, \uc5f0\uac04 \ub4f1) \uc790\uc720\ub86d\uac8c \uac1c\uc778\uc774 \uc6d0\ud558\ub294 \uae08\uc561\uc744 \ub0a9\uc785\ud560 \uc218 \uc788\uc73c\uba70, \uc790\uc2e0\uc758 \uc7ac\uc815 \uc0c1\ud669\uc5d0 \ub9de\uac8c \uc870\uc815\ud560 \uc218 \uc788\ub2e4. \ud558\uc9c0\ub9cc \uc801\ub9bd\uae08\uc740 \uc138\uc81c \ud61c\ud0dd\uc744 \ubc1b\uae30 \uc704\ud574 \uc77c\uc815 \ud55c\ub3c4 \ub0b4\uc5d0\uc11c \ub0a9\uc785\ud558\ub294 \uac83\uc774 \uac00\uc7a5 \uc88b\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">4. \ud22c\uc790 \uc0c1\ud488 \uc120\ud0dd \ubc0f \uc6b4\uc6a9<\/h3>\n\n\n\n<p>\uc801\ub9bd\uae08\uc744 \ub0a9\uc785\ud55c \ud6c4, \ub2e4\uc591\ud55c \ud22c\uc790 \uc0c1\ud488\uc5d0 \ud22c\uc790\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uae08\uc735 \uae30\uad00\uc5d0\uc11c \uc81c\uacf5\ud558\ub294 \uc608\uae08, \ud380\ub4dc, \ucc44\uad8c, ETF \ub4f1 \ub2e4\uc591\ud55c \uc0c1\ud488 \uc911\uc5d0\uc11c \uc790\uc2e0\uc758 \ud22c\uc790 \uc131\ud5a5\uacfc \ubaa9\ud45c\uc5d0 \ub9de\ub294 \uc0c1\ud488\uc744 \uc120\ud0dd\ud558\uc5ec \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \uad6c\uc131\ud569\ub2c8\ub2e4. \uc774\ub294 \uc804\ubb38\uac00\uc758 \ub3c4\uc6c0\uc744 \ubc1b\uac70\ub098, \uc2a4\uc2a4\ub85c \uacb0\uc815\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">5. \uc815\uae30\uc801\uc778 \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uc810\uac80<\/h3>\n\n\n\n<p>IRP \uacc4\uc88c\ub97c \uac1c\uc124\ud55c \ud6c4\uc5d0\ub294 \uc815\uae30\uc801\uc73c\ub85c \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \uc810\uac80\uc744 \ud574\uc8fc\uace0, \ud544\uc694\uc5d0 \ub530\ub77c \uc870\uc815\ud558\ub294 \uac83\uc774 \uc911\uc694\ud558\ub2e4. \uc2dc\uc7a5 \uc0c1\ud669\uc774\ub098 \uac1c\uc778\uc758 \uc7ac\uc815 \uc0c1\ud669\uc5d0 \ub530\ub77c \ud22c\uc790 \uc0c1\ud488\uc744 \ubcc0\uacbd\ud558\uc2dc\uac70\ub098 \ube44\uc911\uc744 \uc870\uc815\ud558\uc5ec \ucd5c\uc801\uc758 \uc218\uc775\uc744 \ucd94\uad6c\ud560 \uc218 \uc788\ub2e4. \uadf8\ub7ec\ub098 \uc77c\uc815 \uae08\uc561\ub9cc \ud1f4\uc9c1\uae08\uc744 \uc218\ub839,\uc911\ub3c4\uc778\ucd9c\uc740 \ud2b9\ubcc4\ud55c \uc0ac\uc720 \uc5c6\uc774\ub294 \uac00\ub2a5\ud558\uc9c0 \uc54a\uc73c\uc2dc\ub2c8 \uaf2d \ubbf8\ub9ac \ud655\uc778\ud574\uc8fc\uc2dc\ub294\uac8c \uc88b\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\ud1f4\uc9c1\uae08 IRP \uc6b4\uc6a9 \uc2dc \uc8fc\uc758\uc0ac\ud56d<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">1. \uc7a5\uae30\uc801\uc778 \uad00\uc810\uc5d0\uc11c \uc6b4\uc6a9<\/h3>\n\n\n\n<p>IRP\ub294 \uc7a5\uae30\uc801\uc778 \ub178\ud6c4(55\uc138 \uc774\ud6c4) \uc790\uae08 \ub9c8\ub828\uc744 \uc704\ud55c \uc81c\ub3c4\uc785\ub2c8\ub2e4. \ub2e8\uae30\uc801\uc778 \uc218\uc775\ubcf4\ub2e4\ub294 \uc7a5\uae30\uc801\uc778 \uc548\uc815\uc744 \ucd94\uad6c\ud558\ub294 \uac83 \ubaa9\ud45c\ub97c \uc704\ud55c \uc81c\ub3c4 \uc785\ub2c8\ub2e4. \uc2dc\uc7a5 \ubcc0\ub3d9\uc131\uc5d0 \ud754\ub4e4\ub9ac\uc9c0 \uc54a\ub294\uac8c \uc911\uc694\ud558\uace0 \ub9cc\uc57d \uc911\ub3c4\ud574\uc9c0 \ud558\ub294 \uacbd\uc6b0\uc5d0\ub294 \uc138\uae08\uc744 \ub0b4\uc57c\ud558\ub294 \uc77c\uc774 \uc0dd\uae30\uae30 \ub54c\ubb38\uc5d0 \uc778\ub0b4\uc2ec\uc744 \uac00\uc9c0\uace0 \uafb8\uc900\ud788 \uc801\ub9bd\uae08\uc744 \ub0a9\uc785\ud558\uace0 \ud22c\uc790\ud558\ub294 \uac83\uc774 \ud544\uc694\ud558\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">2. \ubd84\uc0b0 \ud22c\uc790<\/h3>\n\n\n\n<p>\ub2e4\uc591\ud55c \ud22c\uc790 \uc0c1\ud488\uc5d0 \ubd84\uc0b0 \ud22c\uc790\ud558\uc5ec \ub9ac\uc2a4\ud06c\ub97c \uad00\ub9ac\ud574\uc8fc\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. \ud55c \uac00\uc9c0 \uc0c1\ud488\uc5d0 \uc9d1\uc911 \ud22c\uc790\ud558\ub294 \uac83\ubcf4\ub2e4\ub294 \uc5ec\ub7ec \uc0c1\ud488\uc5d0 \ubd84\uc0b0 \ud22c\uc790\ud558\uc5ec \uc548\uc815\uc801\uc778 \uc218\uc775\uc744 \ubc1b\ub294\uac83\uc774 \ud5a5\ud6c4 \ub178\ud6c4\uc5d0 \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">3. \uc138\uc81c \ud61c\ud0dd \ud65c\uc6a9<\/h3>\n\n\n\n<p>IRP\uc758 \uc138\uc81c \ud61c\ud0dd\uc744 \ucd5c\ub300\ud55c \ud65c\uc6a9\ud558\ub294 \uac83\uc774 \uc911\uc694\ud558\ub2e4. \uc5f0\uac04 \ucd5c\ub300 \ud55c\ub3c4 \ub0b4\uc5d0\uc11c \uc801\ub9bd\uae08\uc744 \ub0a9\uc785\ud558\uba74 \uc138\uc561\uacf5\uc81c\ub97c \ubc1b\uc744 \uc218 \uc788\uace0, \uc774\ub294 \ub178\ud6c4 \uc790\uae08 \ub9c8\ub828\uc5d0 \ud070 \ub3c4\uc6c0\uc774 \ub420\uac83\uc785\ub2cc\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\uacb0\ub860<\/h2>\n\n\n\n<p>\ud1f4\uc9c1\uae08 IRP\ub294 \uadfc\ub85c\uc790\uac00 \ub178\ud6c4 \uc790\uae08\uc744 \uc548\uc815\uc801\uc73c\ub85c \ub9c8\ub828\ud560 \uc218 \uc788\ub294 \uc720\uc6a9\ud55c \uc81c\ub3c4\uc774\ub2e4. \uc138\uc81c \ud61c\ud0dd, \ub2e4\uc591\ud55c \ud22c\uc790 \uc0c1\ud488, \uc790\uc0b0 \ubcf4\ud638 \ub4f1\uc758 \ud61c\ud0dd\uc744 \ud1b5\ud574 \uadfc\ub85c\uc790\ub294 \uc740\ud1f4 \ud6c4\uc5d0\ub3c4 \uc548\uc815\uc801\uc778 \uc0dd\ud65c\uc744 \uc720\uc9c0\ud560 \uc218 \uc788\uc73c\ub2c8 IRP \uacc4\uc88c\ub97c \uac1c\uc124\ud558\uace0, \uc801\ub9bd\uae08\uc744 \uafb8\uc900\ud788 \ub0a9\uc785\ud558\uba70, \ub2e4\uc591\ud55c \ud22c\uc790 \uc0c1\ud488\uc5d0 \ubd84\uc0b0 \ud22c\uc790\ud558\uc5ec \uc7a5\uae30\uc801\uc778 \uc548\uc815\uc744 \ucd94\uad6c\ud558\ub294 \uac83\uc774 \uac00\uc7a5 \uc911\uc694\ud558\ub2e4.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\ud1f4\uc9c1\uc5f0\uae08(IRP, Individual Retirement Pension)\uc774\ub780 \ud55c\uad6d\uc758 \ud1f4\uc9c1\uc5f0\uae08 \uc81c\ub3c4 \uc911 \ud558\ub098\ub85c, \uadfc\ub85c\uc790\uac00 \uc740\ud1f4\ub97c \ud558\uace0\ub098\uc11c \uc0dd\ud65c \uc548\uc815\uc744 \uc704\ud574 \ud1f4\uc9c1\uae08\uacfc \ucd94\uac00\ub0a9\uc785\uc744 \uc6b4\uc6a9\ud558\uc5ec 55\uc138 \uc774\ud6c4\ubd80\ud130 \uc5f0\uae08\ucc98\ub7fc \ubc1b\uc744 \uc218 \uc788\ub294 \uc81c\ub3c4\uc785\ub2c8\ub2e4. \ud2b9\ud788, IRP\ub294 \uac1c\uc778\uc758 \uae08\uc735 \uc790\uc0b0\uc744 \uc7a5\uae30\uc801\uc73c\ub85c \uad00\ub9ac\ud558\uba74\uc11c \uc0ac\uc6a9\ud560 \uc218 \uc788\ub294 \uc720\uc6a9\ud55c \ub3c4\uad6c\uc785\ub2c8\ub2e4. \uc774 \ube14\ub85c\uadf8\uc5d0\uc11c\ub294 \ud1f4\uc9c1\uae08 IRP\uc758 \uac1c\ub150, \ud61c\ud0dd, \uac1c\uc124 \ubc29\ubc95\uc5d0 \ub300\ud574 \uc790\uc138\ud788 \uc54c\ub824\ub4dc\ub9ac\ub3c4\ub85d \ud558\uaca0\uc2b5\ub2c8\ub2e4. \ud1f4\uc9c1\uae08 IRP\ub780 \ubb34\uc5c7\uc778\uac00? \ud1f4\uc9c1\uae08 IRP(Individual Retirement &#8230; <a title=\"\ud1f4\uc9c1\uae08 IRP\uc73c\ub85c \uc8fd\uc744\ub54c\uae4c\uc9c0 \ub3c8 \ubc1b\ub294 \ubc29\ubc95\" class=\"read-more\" href=\"https:\/\/modamai.kr\/?p=180\" aria-label=\"Read more about \ud1f4\uc9c1\uae08 IRP\uc73c\ub85c \uc8fd\uc744\ub54c\uae4c\uc9c0 \ub3c8 \ubc1b\ub294 \ubc29\ubc95\">Read more<\/a><\/p>\n","protected":false},"author":1,"featured_media":182,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[89],"tags":[130,133,132,134,129,131],"class_list":["post-180","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economy-finance","tag-irp","tag-133","tag-132","tag-134","tag-129","tag-131"],"_links":{"self":[{"href":"https:\/\/modamai.kr\/index.php?rest_route=\/wp\/v2\/posts\/180","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/modamai.kr\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/modamai.kr\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/modamai.kr\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/modamai.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=180"}],"version-history":[{"count":3,"href":"https:\/\/modamai.kr\/index.php?rest_route=\/wp\/v2\/posts\/180\/revisions"}],"predecessor-version":[{"id":189,"href":"https:\/\/modamai.kr\/index.php?rest_route=\/wp\/v2\/posts\/180\/revisions\/189"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/modamai.kr\/index.php?rest_route=\/wp\/v2\/media\/182"}],"wp:attachment":[{"href":"https:\/\/modamai.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=180"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/modamai.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=180"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/modamai.kr\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=180"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}